Personal Finance My Class

                                                             

I have learned that when you write a check write in ink because if you don't you will have to
get a refund of your check someone will use your check.The truth in savings are  fees on deposit,interest rate,Anual Prcentage Yield (APY),Terms and conditions of savings plan.The annual percentage is the deposit the amount of the money you use to get after compounding for one year.The evaluating savings plans are you should consider the rate of return,inflation,tax considerations,liquidity,restrictions,and fees.

What Happening In This Class

I learned  that you have to manage your own money in your banking account.The three types of financial services is savings,payment,and borrowing.Don't use a debit card because if you do you should pick credit because you wouldn't have to paid any late fees.The three plastic payment is point of sale transactions ,stored value cards,and electronic cash.That's what happening in this class we're getting it.

Success In This Class

I learned that researching consumer purchases which are before you shop, weighting alternatives ,making the purchase,after the purchase.The influences that a consumer is buying decisions are economic factors and social factors and personal factors.Buy the things that you need and not what you want like if you need a new pair of jeans make a budget and get the jeans that are going to last that you can keep wearing.The sources of consumer information are gather information,ads and packaging,reports,and web sites.The unit  pricing is the standard or measurement for the different sizes.To divide and the unit of measurement weigth, and quanity.

We're getting money.

Success In This Class

I'm learning new material about being in personal finance.I am so honor to be in Mrs.Wright class.She is a very good understanding teacher.I'm learning about how to save and invest all my money in the bank.When to spend money and  to be very creative in learning all I need to make it in the real world.So this is my effort to say life is good and I 'm succeeding in making it in the real world.This has took me on a journey that I will never forget so it time for me to graduate and learn everything that I learn in school and college.